Credit Cards

Credit Cards

Credit Cards are well known and a de facto payment method the world round for both online and offline transactions. PayFast currently supports the use of Mastercard and Visa credit cards.

Benefits

  • Easy to user
  • Can register credit card for faster checkout
  • No disclosing of your card information to the seller
  • Registering your card prevents unauthorised use at PayFast merchants

How it works

  1. You select items to buy on some eCommerce site, and click Checkout when you are ready to pay.
  2. You select PayFast (or Credit Card) as your payment option and are redirected to PayFast.
  3. You either register or login on PayFast and select Credit Card as your payment option.
  4. You enter your credit card details, or select a pre-registered credit card to use.
  5. PayFast completes the transaction and then returns you to the eCommerce site
  6. You receive confirmation of the transaction by email.

Note: Credit card purchases are faciliated through the purchase of a voucher from PayFast, which will then be redeemed to a seller for your purchase. "PAYFAST" will appear on your statement.

Frequently Asked Questions

Does PayFast save my credit card details?

We save most of your credit card details to make it faster for you to pay in future. We never save the CVV code (security code) though, which will need to be entered for every purchase.

Saving your details actually protects your card from fraudulant use as in addition to the CVV code, someone would also need to know your email address and PayFast password in order to use your card! So someone stealing your card will not be able to use it at any PayFast merchant!

And don't worry, we encrypt all communications back & from our server and also encrypt all sensitive information (like your card details) in our database.

What is 3D Secure / Verified by Visa / Mastercard Securecode?

3D Secure is a technical standard created by Visa and MasterCard to further secure CNP (Cardholder Not Present) transactions over the Internet.

Mastercard brands their system as 'MasterCard SecureCode' and Visa call theirs 'Verified by Visa'.

3D Secure protects your credit card against unauthorised use when you shop online. This simple service enables you to validate transactions you make over the internet by supplying a personal code. It also helps protect your account from fraudulent use by an unauthorised individual.

» More about 3D Secure.


To find out more about credit cards, visit Visa's website or Mastercard's website.