Yes, Visa and Mastercard credit cards can be used on PayFast.

See the credit cards page for more details.

Visa and Mastercard credit cards can be used on PayFast.

We will be looking into accepting Diners Club and American Express (Amex) in due course depending on demand.

3D Secure is a technical standard created by Visa and MasterCard to further secure CNP (Cardholder Not Present) transactions over the Internet.

Mastercard brands their system as 'MasterCard SecureCode' and Visa call theirs 'Verified by Visa'.

3D Secure protects your credit card against unauthorised use when you shop online. This simple service enables you to validate transactions you make over the internet by supplying a personal code. It also helps protect your account from fraudulent use by an unauthorised individual.

Read more on 3D Secure.

We have the ability to make use of these security mechanisms, but are awaiting enrollment into the programme by our merchant bank.

Read more on 3D Secure.

We have a database of about 55,000 BINs ((Bank Identification Numbers), but every now and again, we get a card which we have no knowledge of.

When this happens, we get notified and we add the missing data to our database, so that this won't happen more than once for a specific BIN.

If you get this error message, please just email us the following information:

• 1st 6 digits of your credit card number
• Card brand (eg. Visa or Mastercard)
• Issuing bank country
• Issuing bank telephone number

Once you have done so, we'll add the information to our database such that there will be no problems with future transactions with this card.

For Mastercard:

• Navigate to Mastercard's securecode site,
• Type in the name of the institution which issued your credit card as well as the country where it was issued and click “Go”
• Click the link to your institution's 3D Secure site and follow the instructions as necessary

For VISA:

• Navigate to VISA's Verified by VISA site,
• Follow the instructions as necessary

The links for banks in South Africa are as follows:

• ABSA
• FNB
• Nedbank
• Standard Bank