Payfast Fees: Customised For Your Business

Payfast has the right fee structure to fit your business needs. Simple pay if you earn fees on Payfast Aggregation or customised gateway fees for those bigger businesses.  

3.2% plus R2.00 for card

2% plus minimum R2.00 for Instant EFT

If you process over R50, 000 in monthly transactions get in touch for customised pricing 

Competitive fees for merchants with existing internet merchant accounts 

Calculate your fees with Payfast Aggregation.

Try our handy calculator.

Contact sales for your customised gateway pricing.

Calculator

Fees Table

Payment Method and Transaction Fees

Transaction Fees

Credit and Cheque Card

The world’s most popular online payment method.

3.2% plus R 2.00

Credit card and cheque fees:

Only pay 3.2% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R18.00 (ex VAT)

Instant EFT

An electronic funds transfer that gets verified instantly.

2.0% (min R 2.00)

Instant EFT Fees:

Only pay 2% plus min. R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R12.00 (ex VAT)

Capitec Pay

A secure and fast payment option for customers who bank with Capitec Bank. 

2.0% (min R 2.00)

Capitec Pay Fees:

Only pay 2% plus min. R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R12.00 (ex VAT)

Apple Pay

A popular mobile wallet that’s linked to an online shopper’s Apple device. 

3.2% (min R 2.00)

Apple Pay Fees:

Only pay 3.2% plus min. R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R18.00 (ex VAT)

Samsung Pay

A mobile payment solution for online shoppers with Samsung Galaxy smartphones. 

3.2% (min R 2.00)

Samsung Pay Fees:

Only pay 3.2% plus min. R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R18.00 (ex VAT)

MoreTyme

A buy now, pay later option with TymeBank.

5.5% plus R 2.00

MoreTyme Fees:

Only pay 5.5% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R29.50 (ex VAT)

Mukuru Pay

A cash payment method that can be used for online purchases.

3.9% plus R 6.00

Mukuru Pay Fees:

Only pay 3.9% plus R 6.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R25.50 (ex VAT)

Masterpass

A digital wallet that streamlines the checkout process.

3.5% plus R 2.00

Masterpass Fee:

Only pay 3.5% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R19.50 (ex VAT)

Store Cards

RCS Store Cards provide customers with the ability to make online purchases.

3.2% plus R 2.00

Store Card Fees:

Only pay 3.2% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R18.00 (ex VAT)

SnapScan

A free ‘scan to pay’ app for convenient online shopping.

3.5% plus R 2.00

SnapScan Fees:

Only pay 3.5% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R19.50 (ex VAT)

Debit Card

A popular payment option for many South African shoppers.

3.5% plus R 2.00

Debit Card Fees

Only pay 3.5% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R19.50 (ex VAT)

Mobicred

An online account that gives buyers access to credit.

3.2%

Mobicred Fees:

Only pay 3.2%

Example:

Transaction cost: R500.00

You only pay: R16.00 (ex VAT)

Scode

A platform for buyers to pay for online purchases in-store.

4.5% plus R 5.00

Scode Fees:

Only pay 4.5% plus R 5.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R27.50 (ex VAT)

Zapper

A free ‘scan to pay’ app for convenient online shopping.

3.5% plus R 2.00

Zapper Fees:

Only pay 3.5% plus R 2.00 per transaction

Example:

Transaction cost: R500.00

You only pay: R19.50 (ex VAT)

PAYMENT METHOD

Select payment method

  • Credit and Cheque Card
  • Instant EFT
  • Capitec Pay
  • Samsung Pay
  • Apple Pay
  • MoreTyme
  • Mukuru Pay
  • Masterpass
  • Store Cards
  • SnapScan
  • Debit Card
  • Mobicred
  • Scode
  • Zapper

TRANSACTION COST

5000

YOU’LL ONLY PAY

0

(ex VAT)

Get access to funding with Easy Advance.

Get pre-approved funding offers sent directly to you without the hassle. You can use this capital to refund whatever you need, like marketing, buying stock or renovations.

All the ways to get you paid.

We support pretty much every popular payment method out there in South Africa. So when your customers want to show you the money they, well, can. In just about any way they like.

Why you should trust us with your business

16

Years of experience

Continuously updated network security and data encryption provide reliability.

7m

Buyers

Your buyers can feel comfortable paying via Payfast, knowing they’re in expert hands.

70+

Plugins

We have integated with plugins including leading e-commerce platforms.

18+

Payment methods

With our simple and negotiable fee structure, as you grow, you’ll pay even less.

All these features built right in

Got questions?

Do I need to be a South African resident to open a Payfast account?

Can I accept international payments?

Can I accept mobile or app payments?

Do I need a merchant bank account?

Is Payfast secure?

Have more questions you’d like answered? Please take a look at our knowledge base or contact sales.