Only pay per transaction, no set up or monthly fees

Every time you accept a payment, we charge an all-in fee for each successfully completed transaction. Because we charge per transaction, you only ever pay for what you use. That’s right – no set up, monthly or hidden fees.

Payment MethodFees (excl. VAT)
Instant EFT2.0% (minimum R2.00)
Credit & cheque cards3.5% plus R2.00 per transaction
MasterPass3.5% plus R2.00 per transaction
Zapper3.5% plus R2.00 per transaction
Debit cards3.5% plus R2.00 per transaction
mobicred3.5%
SCode4.5% plus R5.00 per transaction

Calculating your fees: Using the table above, calculate the percentage of the total transaction amount. Some payment methods have an additional fixed fee per transaction that has to be added. Our fees are excluding VAT, to calculate your fee including VAT, you’ll need to add 15%.

Here is an example fee calculation based on a R200 credit card transaction:

  • R200.00 x 3.5% = R7.00
  • R7.00 + R2.00 = R9.00 (excl. VAT)
  • R9.00 + 15% = R10.35 (incl. VAT)

The total fee payable on a R200 credit card transaction is R10.35 including VAT.

Payout Fee – R8.70 (excl. VAT)
Each time you request money to be sent from your PayFast account to your bank account, we charge a payout fee of R8.70. This is a flat fee that is not dependent on the amount being paid out.

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The more you sell, the more you save

We offer a reduction in fees based on your monthly transaction volumes. If you would like to discuss what PayFast can do for your business, contact us today.

Support for all causes

Are you a registered non-profit organization? We offer reduced fees for charities and NPOs with our Cause accounts.