Fees

You only pay per transaction, no setup or monthly fees

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Every time you accept a payment, we charge an all-in fee for each successfully completed transaction. Because we charge per transaction, you only ever pay for what you use. There are no setup, monthly or hidden fees; you don’t even need a merchant bank account to get paid. Enable any of our features at no additional cost.

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Talk to us! Our fees are negotiable.

We care about your business, so chat to our sales team about reducing your rates. We offer lower fees based on your monthly transaction volumes.

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Payment Method

Fees (excl VAT)

Credit and Cheque Card

The world's most popular online payment method.

3.5% plus R 2.00

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Credit and Cheque Card Fees:

Only pay 3.5% plus R 2.00 per transaction

Transaction cost: R 500.00
You only pay: R 19.50 (ex VAT)

Instant EFT

An electronic funds transfer that gets verified instantly.

2.0% (minimum R 2.00)

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Instant EFT Fees:

Only pay 2% per transaction

Transaction cost: R 500.00
You only pay: R 10.00 (ex VAT)

Masterpass

A digital wallet that streamlines the checkout process.

3.5% plus R 2.00

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Masterpass Fees:

Only pay 3.5% plus R 2.00 per transaction

Transaction cost: R 500.00
You only pay: R 19.50 (ex VAT)

Zapper

A free ‘scan to pay’ app for convenient online shopping.

3.5% plus R 2.00

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Zapper Fees:

Only pay 3.5% plus R 2.00 per transaction

Transaction cost: R 500.00
You only pay: R 19.50 (ex VAT)

Debit Card

A popular payment option for many South African shoppers.

3.5% plus R 2.00

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Debit Card Fees:

Only pay 3.5% plus R 2.00 per transaction

Transaction cost: R 500.00
You only pay: R 19.50 (ex VAT)

Mobicred

An online account that gives buyers access to credit.

3.5%

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Mobicred Fees:

Only pay 3.5% per transaction

Transaction cost: R 500.00
You only pay: R 17.50 (ex VAT)

Scode

A platform for buyers to pay for online purchases in-store.

4.5% plus R 5.00

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Scode Fees?

Only pay 4.5% plus R 5.00 per transaction

Transaction cost: R 500.00
You only pay: R 27.50 (ex VAT)

Payment method fees:

Fees exclude VAT

Credit & Cheque Cards

The world's most popular online payment method.

3.5% plus R 2.00

Instant EFT

An electronic funds transfer that gets verified instantly.

2.0% (minimum R 2.00)

Masterpass

A digital wallet that streamlines the checkout process.

3.5% plus R 2.00

Zapper

A free ‘scan to pay’ app for convenient online shopping.

3.5% plus R 2.00

Debit Card

A popular payment option for many South African shoppers.

3.5% plus R 2.00

Mobicred

An online account that gives buyers access to credit.

3.5%

Scode

A platform for buyers to pay for online purchases in-store.

4.5% plus R 5.00

Flat payout fee

Each time you request money to be sent from your PayFast account to your bank account, we charge a payout fee of R8.70 excluding VAT, regardless of the value of the payout.

Merchant refunds

You can quickly and conveniently refund your customers who paid using credit/cheque cards and Instant EFTs via the dashboard. All other refunds can be processed by contacting our Support Team. As from 1 October 2020, each refund will have a fee of R2 excluding VAT.

What you pay for

We enable the easy, secure and instant transfer of money between online buyers and sellers.

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Payment Methods

We offer a variety of payment methods so that your customers can pay you easily and securely online.

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Subscriptions

Nurture customer retention by providing automated, scheduled payments with minimal customer involvement.

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Split Payments

Split Payments is the latest feature from PayFast that splits online payments between two PayFast accounts.

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Request a Payment

Individuals, businesses and causes can all accept online payments, even if you don’t have a website.

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Tokenization

Start accepting recurring ‘once-off’ payments without the constant need for customer authorisation.

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Fraud Prevention

We have strict protocols in place to safeguard against fraudulent transactions.

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Merchant & Buyer Support

Our friendly customer service team provides a five star service to our merchants and buyers.

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Start using PayFast today

Our online registration process makes it easy for you to sign up for an Individual, Business or Cause account.

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