Payment methods

We offer a variety of payment methods so that your customers can pay you easily and securely online. More payment options means access to more online shoppers and increased sales.

Credit & cheque cards

payment types webpage-visa and mastercard
Credit cards are well known and a de facto online payment method the world round. We process local and international credit cards and cheque cards, with a variety of fraud protection mechanisms in place to protect sellers against costly chargebacks. Learn more.

Instant EFT

Instant EFT enables buyers to make payments with traditional internet banking with SA’s four biggest banks. The electronic funds transfer (EFT) gets verified instantly. No two day waiting period, no proof of payment required and no disclosing of financial information. Learn more.
PayFast payment methods Instant EFT logo


mobicred is an online account that gives buyers access to credit, which they can use on PayFast. The facility works in a similar fashion to retail store credit: only online. Sellers can choose to enable/disable mobicred on their PayFast accounts and there is no risk of default or repudiation to them. Learn more.


Zapper is a ‘scan to pay’ app that makes payments convenient and secure for both consumers and merchants. It’s is a free mobile app that allows buyers to make payments by simply scanning a QR code with their smartphone. Learn more.


Masterpass is a simple, convenient, trusted digital wallet from MasterCard for faster, safer shopping at online merchants. A digital wallet makes online shopping safer and easy by storing payment information in one secure place. Learn more.


SCode is a unique payment platform that allows customers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa. Learn more. 

ATM debit cards (via Visa Electron and Maestro)

You can accept payment from Visa Electron and Maestro issued debit card holders. Buyers enter their debit card and mobile phone number and then authenticate the transaction on their phone. The system works with devices on the Vodacom or MTN network and with debit cards issued by Absa, Nedbank, Standard Bank, and more. Learn more.



What do I need to do to accept these payment methods?

You simply need to register for a free PayFast account and upload some verification documents to your account.

Can I enable/disable certain payment methods?

If you have verified your account by uploading the required documents, you’ll be able to enable and disable the various payment methods. Some payment methods (like mobicred) can only be enabled after applying for a mobicred account, which you can do right from your PayFast account.