Payment methods

We offer a variety of payment methods so that your customers can pay you easily and securely online. More payment options means access to more online shoppers and increased sales.

Credit & cheque cards

payment types webpage-visa and mastercard
Credit and cheque cards are the most popular and trusted online payment methods around the world. We processes local and international Visa and Mastercard payments, with a variety of fraud protection mechanisms in place to protect sellers against costly chargebacks. Accept credit and cheque card payments online.

Instant EFT

Instant EFT by PayFast allows online shoppers with access to internet banking to make an Electronic Funds Transfer (EFT) that gets instantly verified. No two day waiting period, no proof of payment required and no disclosing of financial information. Streamline online payments with Instant EFT.
PayFast payment methods Instant EFT logo


Mobicred is an online account that gives buyers access to credit, which they can use to pay you online through PayFast. Give your customers the ability to pay off their online purchases in monthly installments while you get immediate payment in full. Accept Mobicred payments through PayFast.


Zapper is a free ‘scan to pay’ app that makes payments convenient and secure for both online shoppers and merchants. Zapper allows buyers to make payments by simply scanning a QR code with their smartphone. Access more potential buyers with Zapper.


Masterpass is a digital wallet from Mastercard that enables online shoppers to quickly and securely check out and make online payments. Masterpass works with all major credit, cheque and debit cards and secures the buyer’s data using industry leading technology. Enable a faster checkout process with Masterpass.


SCode is a payment platform that allows shoppers to pay for their online purchases in-store at one of more than 6,000 retail outlets across South Africa. When choosing to pay with SCode, the buyer receives a barcoded email or SMS that they then present at the store to make their payment. Enable offline payments for online purchases with SCode.

ATM debit cards (via Visa Electron and Maestro)

Debit cards issued by Maestro and Visa Electron are still popular among many South African shoppers, and can be used to make online purchases through PayFast. Buyers simply enter their debit card and mobile phone number and then authenticate the transaction on their mobile phone. Reach more South African buyers with debit cards.



What do I need to do to accept these payment methods?

You simply need to register for a free PayFast account and upload some verification documents to your account.

Can I enable/disable certain payment methods?

If you have verified your account by uploading the required documents, you’ll be able to enable and disable the various payment methods. Some payment methods (like mobicred) can only be enabled after applying for a mobicred account, which you can do right from your PayFast account.