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After verifying your email address (we already sent you a link), you should verify your identity to receive credit card payments. After you have verified your account, you'll be able to change the credit card limits.
You can receive payments via simple email requests, HTML buttons, integrate with a shopping cart/payment app (recommended) or have your developer do custom integration with your website.
Did a buyer on Gumtree/OLX tell you to open an account with us? Are you selling items with a high resale value? You need to know about phishing scams and restricting credit cards from certain countries.